It’s crazy to think this Saturday will be four weeks since the flood. It’s been a very crazy busy four weeks with a lot of emotions involved. I still can’t believe our house flooded. I’m not sure when it’s going to sink in. I really don’t want to think about it because if I do I usually end up crying.
I thought I would do an update on what’s happened over the past few weeks, our current living situation and what the future holds. I may be repeating things I’ve written in previous posts so please bear with me.
The flooding began on May 1st. That night we moved into an extended stay hotel and stayed there for 9 nights. Brad took off work the first week after the flood and spent the entire week cleaning out our house. We had so many friends come help and my parents also came up the weekend after the flood. Basically all of our furniture was ruined including all appliances and our rugs. We were able to save quite a bit of our clothes but lost most of our shoes. Our beds, mattresses and bedding were all ruined. We pretty much ended up with anything in that was in our kitchen higher than the kitchen drawers. So our plates, cups, utensils, etc. were all saved. The other items that turned out okay were our kitchen table, my china, a kitchen cabinet, Cain’s crib, Cain’s nightstand and lamp, a leather recliner and Brad’s office desk. We also had some exercise equipment that looks like it will be okay unless too much water got inside the equipment.
During the first week, Brad along with the help of several guys worked so hard getting furniture moved and carpet pulled out. I spent most of the time on the phone with the insurance adjustor, FEMA, and searching for contractors. By the end of the week we had a crew in our house tearing everything out from about 4 feet down. This includes all walls (except for our plaster walls), floors, subfloors, tile, kitchen cabinets, and everything in both bathrooms. I never realized so much would have to be torn out.
The next weekend both FEMA and an insurance adjustor made it by our house. It looks like it will be sometime next month (beginning to mid June) before we hear back for our insurance adjustor. We were told they have so much paperwork to fill out for the claim that it takes several weeks to complete everything. Again, our insurance just covers our structural damage. We were totally unaware that we did not have contents coverage!
At first we were told by everyone that we should expect to be out of our house for a minimum of 3-6 months. It’s looking like it will be much longer and I’ll explain that in a minute. We had no clue what we were going to do and were would we live for several months all while still having to pay our mortgage and bills. Well, with all the bad there has been a lot of good! A friend Brad knew from college (Daine Devillier) arranged a place for us to stay for free for 5 months. Can you believe that?? I’m still in shock that he has done this for us. I don’t know how we will ever be able to repay him for what he has done for us. Hopefully one day we will be able to “pay it forward” and help someone else in need. He rented a wonderful 2 bedroom/2 bath apartment for us in
Cain was having a hard time adjusting at first. I mentioned in my last post that he was waking every night. Thankfully he slept until 5:15 last night so I hope he is getting used to the new arrangements and will start sleeping a full night again. We are getting there but it would be nice if I could get him back to sleeping from 8pm to 6:30-7:00am.
So when do we get to start rebuilding? I certainly wish I knew the answer to that question. To be perfectly honest with you, I’m not even sure that we will be able to rebuild. Right now we are in limbo just waiting to find out more info. Basically, we have been told that if your home is in the flood plain (which ours is) and you experienced 50 percent or more damage to your house then you will not be allowed to rebuild. As each day goes by I seem to lose more hope of being able to rebuild our home. If this happens we will be offered a “buy-out” of our home. I read in Sunday’s newspaper that the spokesman for the Tennessee Emergency Management Agency said the buy-out process will take at least 10 months before homeowners see any money for their home and that is if it goes smoothly. It was also stated that buyouts sometimes take a year or two in a process that is essentially a mass real estate transaction that must go through local, state and federal levels.
I just cried and cried as I read the buyout info in Sunday’s paper. I wish I had answers or knew when I would receive an answer but it seems it may be awhile before we know much more than we do now.
I guess until then we just patiently wait and pray everything will turn out okay in the long run.